INJURY INSURANCE
WHAT'S INCLUDED INÂ PERSONAL INJURY COVER?
Non-Medicare Medical Benefits
50% reimbursement cover for items that are not claimable in any way through Medicare.
Maximum payout of $2,000 per claim.
Includes a $100 excess per claim.
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What's generally covered?
Physio
Chiro
Dental
Ambulance transport
Private hospital
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What's generally NOT covered?
Doctor’s Fees
Surgeon’s Fees
Anaesthetist’s Fees
X-rays
Public hospital costs
MRI Scans
WHEN CAN I MAKE A CLAIM?
When does Personal Injury insurance apply?
An official match or training session
Travelling to and from an official club activity
Participation in an official club function
Tours or representative matches
Your claim may be affected if you:
Play against medical advice
Have a pre-existing injury
Are under the influence of alcohol or drugs
Are involved in a criminal act
Have a pre-existing illness or disease (i.e. cancer, heart condition)
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Loss of Income cover
Currently the Falcons insurance does not cover loss of income. However individual players can purchase income protection insurance for the season through the club.
Please click on the link and complete the relevant sections in the form below if you'd like to upgrade your cover
WHAT INFORMATION WILL I NEED?
Before making an online claim, please ensure you have the following information available:
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Bank account details for payments (if you wish to include)
Private Health Insurance Information (if applicable)
Contact information for your Club/Centre
Expected time frames for returning to playing or training
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Click on the link to view all information required
OTHER IMPORTANT INFORMATION
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Ensure your claim is lodged within 270 days from the injury date
Do not send any Medicare accounts as you cannot claim for these services
Claim through your Private Health Fund first, where possible
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If you have any questions about this process please contact Marsh Insurance on 1300 130 373. Or email on the link below